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Making Cents: What is doom spending?
The must-read guide to saving money
Liam Croke

The single biggest mistake people make is jumping too quickly into thinking what goals they’d like to accomplish over the next year without first looking back to see what happened in the year gone by

Making Cents: Stop, start and continue to your goals

Two thirds of occupational pensions are now defined contribution. The prevalence of Defined Contribution pensions has increased in the last several years

Making Cents: How important are employer pension contributions?

Got a question for Liam? Drop him an email at liam@harmonics.ie or www.harmonics.ie

Making Cents: Your financial questions answered

Got a question for Liam? Drop him an email at liam@harmonics.ie or www.harmonics.ie

Making Cents: Your financial questions answered

Financial advisors suggest that people keep at least three to six months of their net monthly income in their emergency fund

Making Cents - The best place to keep your emergency fund

Two thirds of occupational pensions are now defined contribution. The prevalence of Defined Contribution pensions has increased in the last several years

Making Cents: How important are employer pension contributions?

Auto-enrolment is a new pension savings scheme for certain employees who are not paying into a pension

Making Cents - Are you interested in the new auto enrolment pension scheme?

Auto-enrolment is a new pension savings scheme for certain employees who are not paying into a pension

Making Cents - Are you interested in the new auto enrolment pension scheme?

Got a question for Liam? Email your questions to liam@harmonics.ie

Making Cents: Your financial questions answered

Got a question for Liam? Email your questions to liam@harmonics.ie

Making Cents: Your financial questions answered

When it comes to long-term financial planning it is a marathon not a sprint | Picture: Pexels

Making Cents: Marathons and your money
Kildare financial advice column
Liam Croke

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie I PICTURE: Pixabay

Making Cents: Your financial questions answered

The most stressful part of any holiday can be just getting there

Making Cents: Flight delays: Know your rights!

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: Kildare's financial questions answered

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: Kildare's financial questions answered

When it comes to long-term financial planning it is a marathon not a sprint | Picture: Pexels

Making Cents: Marathons and your money

The average interest rate on a new mortgage in Ireland rose for the third month in a row to reach the highest level since 2017

Making Cents: How to ‘Raisin’ your interest rate

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: Kildare's financial questions answered

Don't just wait for your ship to come in: Worryingly one in four people aged between 55-69 have no savings for their retirement in Ireland

Making Cents: What to do when retirement is 10-15 years away (Part 2)

Don't just wait for your ship to come in: Worryingly 1 in 4 people aged between 55-69 have no savings for their retirement in Ireland

Making Cents: What to do when retirement is just 10-15 years away? (Part 1)

Get more information about the Financial Services and Pensions Ombudsman at www.fspo.ie

Making Cents: Making a complaint to the ombudsman

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: Your financial questions answered
Financial expert Liam Croke answers your questions
Liam Croke

Buying a house for the first time can be a difficult and complex process

Making Cents: A mortgage guide for foreign nationals

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: Your financial questions answered

Sometimes when people are struggling with money issues, they look to others they can blame for the situation

Making Cents: Bono and a cheeky red wine

Interest rates have increase 10 times since July 2022 for some mortgage holders

Making Cents: Is it time to give up your tracker mortgage?

According to a recent survey, a homemaker works an average of 94 hours each week

Making Cents: What is the monetary value of a stay at home parent?

According to a recent survey, a homemaker works an average of 94 hours each week

Making Cents: What is the monetary value of a stay at home parent?

According to a recent survey, a homemaker works an average of 94 hours each week

Making Cents: What is the monetary value of Kildare's stay at home parents?

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Your financial questions answered with our Kildare finance column

Harry Markowitz’s breakthrough research upended the standard thinking on investing

KILDARE'S MAKING CENTS: You can blame Harry Markowitz

Replacing your car too often and buying a new car is a common financial mistake people make

KILDARE'S MAKING CENTS: How much should my car payment be?

Fortune favours the bold, sometimes you just have to take the plunge

KILDARE FINANCIAL COLUMN: Don’t wait for the perfect time - just do it

New rules mean someone with a cancer diagnosis in the past should find it easier to get life cover

Kildare Finance Column: Life insurance cover for cancer survivors

‘I am always at pains to say that the amount you save is not nearly as important as (a) starting to save in the first place and (b) getting into the habit of saving on a consistent basis’

Making Cents: The simple 52-week savings plan

What are some of your new year’s financial resolutions?

Making Cents: What’s it gonna be?

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: Cracking questions for the New Year

‘The young man knows the rules, but the old man knows the exceptions’ - Oliver Wendell Holmes, US Supreme Court judge

Making Cents: Sixteen handy rules of thumb for financial conundrums

In one survey I read about last year, 82 imprisoned burglars were asked what kind of security features in a house would stop them from robbing it, and 84% said if the house was fitted with an alarm

Making Cents: Eight ways you can protect your home this Christmas

‘The young man knows the rules, but the old man knows the exceptions’ - Oliver Wendell Holmes, US Supreme Court judge

Making Cents: Sixteen handy rules of thumb

Brokers Ireland research reveals people who seek financial advice are 'substantially better off'

Making Cents: Eight pointers to help you in selecting a financial adviser

‘The young man knows the rules, but the old man knows the exceptions’ - Oliver Wendell Holmes, US Supreme Court judge

Making Cents: Sixteen handy rules of thumb

Have your financial questions answered by Liam Croke - just email liam@harmonics.ie

Making Cents: More of your financial questions answered

Focusing on improving returns could save you having to contribute more money to your pension

Making Cents: Take notice of your returns

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'I have no money left at the end of the month' - Expert spots major flaw in spen...

Questions are frequently asked about pension contributions, says Liam Croke

Making Cents: Your money questions answered

'You can knock three years off your mortgage by changing one daily habit' - Liam Croke

'You can knock three years off your mortgage by changing one daily habit' - Liam...

As of January 2023, the state pension in Ireland is a maximum of €265.30 per week. This works out at approximately €13,800 a year

Making Cents: Pension income is heavily taxed, right? Wrong!

The residential sector accounts for about one quarter of the energy used in Ireland

Making Cents: Green Mortgage = lower repayments

The younger you are, the bigger your exposure to equities should be in your pension fund. As you get older, that exposure reduces because you have less time to take on risk should values fall

Making Cents: Time is money and money is time

Six areas sprang to mind when I was thinking what advice I would give to a dual earning couple

Making Cents: Six financial rules every couple should follow

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